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-- Citigroup has been trying to shed its troubled loans, reports the New York Post, sometimes by forcing companies into bankruptcy. What's this have to do with the music business? EMI is negotiating with Citi to get the lender to write down its debt. Sources say Citi currently holds the entire EMI debt on its balance sheet. The report only speculates what could happen with EMI based on how Citi is dealing with other debtors. One example given is German designer Escada. A source told the Post that Citi pushed Escada into bankruptcy even though other lenders were willing to help the company restructure its debt. (New York Post)

-- The IFPI has appointed Jeremy Banks to be its first ever direct of anti-piracy. (paidContent)

-- Pandora is now playing artist-produced music videos on Saturdays, Sundays and Mondays. The site's FAQ page says the company is taking videos from artists that own the rights to the video content. "Each label or artist will retain full rights to every submitted video, of course, and this document will just grant Pandora usage rights to enable streaming on the Pandora site." (Pandora blog)

-- Pandora's Tim Westergren was featured on NBC's "Press:Here" and TechCrunch has a recap and the embedded video. When asked about Pandora's lack of ads - compared to terrestrial radio - Westergren says listeners often say two things that aren't true: there aren't many ads and they don't interact with Pandora a lot. "Neither one of those is actually true statistically," he said. "If you actually look at the data - the click-through rates, the recall, the things that matter for advertisers - Pandora scores off the charts. The average listener actually interacts six or seven times an hour on average." (TechCrunch)

-- EMI Music Publishing has inked a deal with Absolute Radio that will allow stations to commission custom songs as well as license songs for the use in advertisers' campaigns. (Marketing Week)

-- Musician and Digital Audio Insider blogger David Harrell detailed his band’s Q2 2009 payout from eMusic. His band’s Q2 payout was within one penny of its Q1 payout: 33.4 cents per track and 33.5 cents per track, respectively. Based on payouts and subscription prices over the years, David estimates eMusic’s breakage to be in the 40% to 50% range. (Breakage refers to the amount of monthly song credits that go unused and do not carry over.) A similar payout in Q1 and Q2 is not a surprise. Subscriptions for new members changed in late Q2 and were raised for new members at the start of Q3 – prices were raised slightly and the number of downloads in each plan dropped substantially. Q3 will provide a better time frame to assess the impacts of the price and plan changes. (Digital Audio Insider)

-- The more affluent and the more urban are more likely to use social networks. Bloggers and Twitter users aren't always more affluent, but they do tend to live in more urban areas. (Nielsen Wire)

-- An interview with Vicki Mack-Lataillade, founder of Lataillade Entertainment and part owner of Central South Distribution. On issues facing the gospel industry: "I think they are the same challenges facing everybody - Internet sales and a younger consumer, keeping them where they understand you have to purchase and pay money for music. We're not only selling music. In the future, we're getting a lot more into books." (The Tennessean)

Follow Billboard senior analyst Glenn Peoples on Twitter at twitter.com/billboardglenn.