YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT, TO THE EXTENT PERMITTED BY APPLICABLE LAW, USE OF THE APPLE SOFTWARE AND ANY SERVICES PERFORMED BY OR ACCESSED THROUGH THE APPLE SOFTWARE IS AT YOUR SOLE RISK AND THAT THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY AND EFFORT IS WITH YOU.
Most of Spotify's new policy is unsurprising, giving the company the right to use information you provide it in order for it to provide you with music to listen to. For example, the company's licenses to play songs are geographically dependent, so the company must know where in the world, generally, you are.
The privacy terms likely to most rankle its readers (of which there are probably few, even if it is now relatively digestible) and its signees are those that address advertisements and cookies.
On widgets, such as Spotify's website-embeddable player:
We know when you interact with a widget, and websites containing the widgets may receive this information.
And, on the company's information gathering:
... to ensure technical functionality of the Service, develop new products and services, and analyse your use of the Service, including your interaction with applications, advertising, products, and services that are made available, linked to, or offered through the Service.